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EU's Lowest Tax — Schengen & Euro 2026

Pay Only 10% Tax.
Legally. In the EU.

We help EU citizens become Bulgarian tax residents — from residency card to company setup to tax certificate. Full legal support from a law firm with 50+ successful cases.

0+
Certificates
0+
Tax Treaties
€1
Min. Capital
Bulgaria's Flat Tax Rate
10%
Personal income. Corporate income.
The lowest rate in the entire EU.
Western Europe
45–62%
Bulgaria
10%
100+ Five-Star Google ReviewsLegal 500 ContributorBulgarian Bar AssociationILF Member Firm50+ Tax Residency CertificatesTrusted Since 201520+ ProfessionalsEU & SchengenEuro Currency 2026 100+ Five-Star Google ReviewsLegal 500 ContributorBulgarian Bar AssociationILF Member Firm50+ Tax Residency CertificatesTrusted Since 201520+ ProfessionalsEU & SchengenEuro Currency 2026
Average EU Tax Rate
Bulgaria's Flat Tax Rate
47%
10%
Save up to 0 per €100,000 earned
Savings Calculator

How Much Will You Save?

Enter your annual income and see the real difference. No estimates — real numbers based on current tax rates.

The average client saves €25,000–€50,000/year by becoming a Bulgarian tax resident.

Get Your Personalized Tax Plan →
Tax in Germany:€47,500
Tax in Bulgaria:€7,500
Your Annual Savings
€40,000
Every year. Legally. In the EU.
Claim Your Savings — Free Consultation →

* For informational purposes only. Results are simplified estimates based on top marginal tax rates and do not account for personal deductions, social security contributions, municipal taxes, or individual circumstances. Actual tax liability may vary. This calculator does not constitute tax or legal advice. Consult a qualified tax professional before making any decisions regarding tax residency.

Tax Comparison

See the Difference

Earning €100,000? In Germany, roughly €40,000+ to taxes.
In Bulgaria: €10,000. That's €30,000 back — every year.

* Tax rates shown reflect the top marginal rates for each country and are simplified for comparison purposes. Actual tax liability depends on income level, filing status, applicable deductions, social security contributions, and individual circumstances. This comparison is for illustrative purposes only and does not constitute tax or legal advice.

Our Services

Everything You Need. One Firm.

Company formation, tax residency, bank accounts — all under the EU's lowest tax rate. We handle every legal step so you can focus on growing your business.

€1
Minimum capital required

Your EU Company — Registered in 3 Days

Register a Bulgarian EOOD remotely and unlock the EU's lowest corporate tax — just 10%. No flights, no bureaucracy. Sign a Power of Attorney and we take care of the Trade Registry, NRA tax registration, and social security enrollment. Your company, ready to invoice clients worldwide.

10% corporate tax 100% remote setup
Register your EOOD
3 d

Incorporation in 3 Days

Submit your documents and we register your EOOD within 3 business days — Trade Registry entry, NRA tax ID, and Bulstat code included. Articles of association and shareholder resolutions — drafted and filed by our team.

5%

Dividend Optimization

10% corporate tax + 5% dividend withholding = just 10% + 5% total effective rate. We structure your salary-to-dividend ratio to maximize take-home pay and keep social security contributions at their legal minimum.

0

No Resident Director Needed

Bulgaria requires no resident director or local shareholder. Manage your EOOD from anywhere in the world — London, Berlin, Dubai. Registered office address at our Sofia premises is included in the service.

7.5%
Effective tax rate

Invoice Globally. Keep 92.5%.

Become a registered freelancer in Bulgaria and start invoicing clients worldwide — in just one day. Bulgarian tax law grants a flat 25% expense deduction with no receipts, bringing your effective income tax to 7.5%. No company formation required. The simplest legal structure with the highest net income in the EU.

Registered in 1 day No company needed
Register as freelancer
1 d

Same-Day Registration

We register you with the National Revenue Agency and obtain your BULSTAT code within a single business day. No appointments, no waiting lists — you can start issuing invoices immediately.

25%

Automatic Expense Deduction

Bulgarian tax law grants freelancers a flat 25% recognized expense deduction — no receipts, no bookkeeping. You're taxed on only 75% of your gross revenue, lowering the effective rate from 10% to 7.5%.

cap

Social Contributions Capped

Social security is capped at a fixed monthly ceiling — once you hit it, every extra euro you earn is yours. Combined with the 7.5% tax, this makes Bulgaria the highest net-income jurisdiction for freelancers in the EU.

1 day
After bank approval

Bank Account Opened — Without the Rejections

Opening a bank account in Bulgaria as a foreigner is where most people get stuck — strict AML rules, inconsistent requirements between branches, and a language barrier. We prepare your full KYC package, select the right bank or EU-licensed fintech for your business model, and get your account active within one day of approval.

EUR accounts Eurozone 2026
Open your account
🏦

Bulgarian & International Banks

We work with the banks that actually accept foreign-owned businesses. Full support — document preparation, appointment scheduling, branch accompaniment — so your application is approved on the first attempt.

💳

Fintech & Digital Solutions

Prefer Revolut Business, Wise, or Paysera? We ensure your EU-licensed fintech setup meets Bulgarian accounting and tax requirements — so your bookkeeper and the NRA are satisfied from day one.

KYC

KYC Package — Pre-Built

Bank compliance teams reject incomplete applications without a second look. We prepare your business description, source-of-funds letter, and UBO declaration in advance — the full package banks expect to see.

3 days
Fast-track processing

Your EU Residency Card — No Guesswork, No Rejections.

Get your Bulgarian residence card — valid for 5 years — with complete document preparation, certified translations, address registration, and Migration Directorate accompaniment. You attend one appointment. We handle everything before and after it.

EU citizens 5-year validity
Get your ID card
5 yr

Long-Term EU Residency

Your card is valid for 5 years and fully renewable. It confirms your legal right to live, work, open a company, and access healthcare in Bulgaria — your official EU base.

📋

Full Document Preparation

Address registration certificate, application forms, photo specifications, proof of health insurance, financial proof — we compile and verify every document before your appointment. Incomplete files are the #1 reason for rejection; ours don't get rejected.

Visa D

Non-EU? We Cover That Too.

For non-EU nationals, we handle Visa D applications, long-term residence permits, and the new Bulgarian Digital Nomad Visa — designed for remote workers who want an EU base with low taxes and no employer requirement.

10%
Bulgaria's flat tax rate

The Document That Locks In Your 10% Tax Rate.

Bulgaria's Tax Residency Certificate — issued by the National Revenue Agency — is the legal proof that you pay 10% flat tax and nothing more. It activates double taxation treaty protection with 70+ countries. We assess your eligibility, build your case file, submit the application, and deliver the certificate to you.

NRA issued 70+ treaty countries
Claim your certificate
70+

Double Taxation Treaties

Bulgaria has active double taxation agreements with over 70 countries — from Germany and France to the US and UAE. Your certificate ensures you are taxed once, at 10%, and we analyze the specific treaty provisions that apply to your home country.

183 d

Days Test or Centre of Vital Interests

Two paths to qualify: spend 183+ days in Bulgaria per calendar year, or prove it is your centre of vital interests — registered company, property, family ties, primary bank account. We assess which route is stronger for your situation and prepare the supporting evidence.

🏠

Home Country De-Registration

Obtaining the Bulgarian certificate is only half the equation. To avoid dual tax residency claims, you must properly de-register from your current jurisdiction. We guide you through the exit process and help prevent overlapping tax obligations.

A–Z
Complete relocation package

Relocate to Bulgaria. We Handle Every Step.

Residency card, company or freelancer registration, tax residency certificate, bank account, apartment, healthcare enrollment, 12 months of accounting — bundled into one package with one fee and one dedicated manager. No coordinating between agencies. No figuring out what comes next. We've done this hundreds of times.

White-glove 12-month support
Start your relocation
🏡

Apartment & Lifestyle Setup

We search apartments in your preferred Sofia neighborhood, review the lease in Bulgarian, set up utilities, and get you a local SIM. Relocating with family? We handle healthcare enrollment and international school research too.

12 mo

Accounting & Compliance Included

Your first 12 months of bookkeeping, monthly tax filings, VAT returns, and annual financial statements are included. A dedicated accountant handles your books and is available for advisory year-round — no surprise invoices.

1

One Dedicated Manager

One person coordinates everything — legal, tax, accounting, housing, logistics. No bouncing between departments or re-explaining your situation. Your manager knows your case inside out and responds within hours, not days.

Not sure which structure saves you the most? Book a free 15-minute consultation — we'll analyze your situation and recommend the optimal setup.

Book Free Consultation
How It Works

Bulgaria Tax Residency in 5 Steps

From first call to official 10% flat tax status. Here is exactly how we make it happen.

Step 1

Free Strategy Call — Your Personal Tax Plan

We analyze your income structure, current tax jurisdiction, and goals to determine if Bulgaria's 10% flat tax is the right fit. You leave the call with a personal savings estimate and a recommended structure — EOOD company or freelancer registration.

Personal savings estimateEOOD vs. freelancer adviceNo obligations
Step 2

Bulgarian Company or Freelancer Registration

We register your EOOD with the Trade Registry at 10% corporate tax, or set you up as a freelancer at 7.5% effective rate with the automatic 25% expense deduction. NRA tax ID, social security, bank account opening — all handled. You are ready to invoice from Bulgaria.

EOOD (10%) or Freelancer (7.5%)NRA tax IDBank account
Step 3

EU Residency Card and Address Registration

We register your Bulgarian address, prepare the full document set, and accompany you to the Migration Directorate. Your EU residency card is valid for 5 years and confirms your legal right to live and work in Bulgaria. Fast-track processing available.

EU residency card (5-year)Bulgarian address registrationFull document prep
Step 4

Tax Registration and Home Country De-Registration

We complete your full tax registration with Bulgaria's National Revenue Agency. In parallel, we guide you through de-registering from your current tax jurisdiction — whether that means Abmeldung in Germany, exit tax planning in France, or the Statutory Residence Test in the UK. We analyze the applicable double taxation treaty to eliminate any dual-residency risk.

Bulgarian tax registrationDouble taxation treaty analysisHome country de-registration
Step 5

Official Bulgarian Tax Residency Certificate

The NRA Tax Residency Certificate is your official proof of Bulgarian tax status — recognized in 70+ countries under bilateral double taxation treaties. We build your case, file the application, and deliver the certificate. This is the document that makes your 10% flat tax rate a legal reality worldwide.

Official NRA certificate70+ treaty countries10% flat tax — confirmed
Your Result
Bulgarian tax residency. Starting from 7.5% effective tax rate. One country, one tax system, fully set up.
Book Your Free Strategy Call →
Who We Help

Is Bulgaria Tax Residency Right for You?

Whether you're a freelancer, a business owner, or managing investments — Bulgaria's flat tax system offers a legal path to significantly lower your tax burden within the EU.

Freelancers & Digital Nomads

from 7.5% effective tax

Register as a Bulgarian freelancer and invoice clients worldwide. Bulgaria grants an automatic 25% expense deduction — bringing your effective income tax to just 7.5%. Social contributions are capped, so the more you earn, the more you save compared to Western Europe.

Remote workersConsultantsDevelopersDesignersContent creators
Get your freelancer tax plan →

Business Owners & Entrepreneurs

10% corporate + 5% dividend

Set up a Bulgarian EOOD with just €1 capital. Pay 10% corporate tax on profits and 5% on dividends. Structure your salary-dividend split to maximize take-home pay. No resident director required — run your company from anywhere in the EU.

E-commerceSaaSTradingAgenciesConsulting firms
Get your EOOD tax plan →

Investors & Retirees

10% flat + exemptions

No wealth tax. No inheritance tax for close relatives. Capital gains on EU-listed shares are exempt. Pension income can be optimized through Bulgaria's 70+ double taxation treaties. A stable EU jurisdiction with the euro from 2026.

Portfolio incomePensionReal estateCryptoDividends
Get your investment tax plan →
Client Testimonials

Hear It From Our Clients

Real people, real results. Watch what EU citizens say about their Bulgarian tax residency journey with Innovires.

Jimmy testimonial
Jimmy
Client Testimonial
"Watch Jimmy share his experience working with Innovires."
Guido testimonial
Guido
Client Testimonial
"Watch Guido share his experience working with Innovires."
Flavio testimonial
Flavio
Client Testimonial
"Watch Flavio share his experience working with Innovires."
Andrea testimonial
Andrea
Client Testimonial
"Watch Andrea share his experience working with Innovires."
Google Reviews

What Our Clients Say

See what clients across Europe say about working with us.

5.0
Based on 100+ Google Reviews
M
Marco S.
Spain

Before working with Innovires I was paying high taxes in Spain. They were very honest and professional, explaining every phase and guiding me through the process of opening my company and moving my residency. Now I can fully concentrate on my business.

J
James R.
United Kingdom

I would thoroughly recommend Yordan and his team at Innovires. The service was informationally-rich, easy, clear and extremely professional. I would 100% recommend Innovires.

D
David L.
Netherlands

I consulted with several lawyers and tax experts, and didn't connect with any of them. Then I found Yordan. He focuses on providing solutions, not problems. Transparent, friendly and easy to work with. He's made my life easier in Bulgaria.

A
Andreas K.
Germany

Yordan helped us open a Bulgarian company within a few days. Very professional and good service, full recommendation. Communication was quick and fees were reasonable.

S
Sophie B.
France

Yordan is such a professional lawyer. I was impressed by the quality of our first exchanges via email and then on the phone. I have contacted dozens of companies in Sofia but Innovires absolutely stands out from the rest.

T
Thomas W.
Sweden

Their services are very efficient and professional. Having them to answer questions about how to structure my businesses has been a huge help. Definitely recommend to anyone who doesn't want to stress about having a legit tax setup.

Who We Are

The People Behind Innovires

Yordan Cholakov
Yordan Cholakov
Co-Founding Partner

Attorney-at-law and co-founder of Innovires. Leads the firm's tax residency, M&A, and corporate structuring practice. Member of the Bulgarian Bar Association and the Board of Directors of ILF (International Lawyer Firms).

Tax ResidencyCorporate LawM&A
Desislava Dimitrova
Desislava Dimitrova
Co-Founding Partner

Attorney-at-law and co-founder of Innovires. Specializes in commercial law, employment law, and regulatory compliance. Over a decade of experience advising international businesses operating in Bulgaria.

Commercial LawEmploymentCompliance
Maria Petrova
Maria Petrova
Senior Associate

Trusted advisor to international clients on Bulgarian tax planning, company formation, and ongoing compliance. Manages day-to-day client relationships and ensures every engagement runs smoothly from start to finish.

Tax PlanningCompany FormationClient Relations
Dimitar Delibozov
Dimitar Delibozov
Senior Associate

Specializes in international tax advisory and corporate structuring for foreign entrepreneurs. Guides clients through every stage of Bulgarian business setup — from entity selection and registration to ongoing regulatory compliance and tax optimization.

International TaxCorporate StructuringRegulatory Compliance
FAQ

Frequently Asked Questions

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